Truist loan rates & products

Written by Abdul Aleem, M.Com (Finance) · Rates snapshot: November 2026 · Our methodology

Truist offers 1 loan product tracked in our directory (1 verified, 0 quote-required). Figures below are the lender's published November 2026 starting rates — compare the true total cost, not just the headline rate. Compare all banks in one click.

Truist products — November 2026

Product details & disclosures

Truist 30-Year Fixed

Published example checked Nov 1, 2026 (1-point option): $250,000 loan, 740 score, 25% down, Richmond VA, 30-day lock; page states figures can change daily (no as-of date shown).

Discount points: 0.621% · Min. credit score: 620 · Loan amount: $50,000 – $1,500,000 · Source: Official lender website

How we verify Truist rates

Every rate on this site is re-checked monthly against the lender's own website. November 2026: Rates on this page were verified against the lender’s own website in November 2026. Site-wide verification totals (29 products across 16 banks) are documented on our methodology page.rates. See our methodology for the full process, including how note rate vs APR, discount points, and origination fees are modeled.

Frequently asked questions

Are Truist rates on this page current?

Rates shown are published November 2026 rates, each checked against the lender's own website. Published rates are starting examples, not personalized offers — your actual rate depends on credit, income, and the loan scenario.

Does Truist require good credit?

Published starting rates generally assume strong credit. Where the lender discloses a minimum credit score, it is listed above. Check the lender's own disclosures for current eligibility requirements.

Are these personalized loan offers?

No. This page compares published lender information for education. It is not a lender, broker, or loan approval service, and nothing here is financial advice.

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